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Monday, July 31, 2006

Emotional Workouts for a Happier Marriage


Emotional Workouts for a Happier Marriage




The courtship was exhilarating. The honeymoon was hot. But now you have children, a mortgage, time-consuming jobs and carpools that add stress to your marriage.

Singer Roberta Flack wasn’t kidding when she said, "Getting married is easy. Staying married is more difficult. Staying happily married for a lifetime should rank among the fine arts."

Staying connected and making time for each other is essential to maintaining a healthy and happy marriage. Instead of growing closer, couples tend to drift apart and communication breaks down. If problems aren’t addressed, even the best marriages begin to decay.

Fortunately, keeping your marriage on track isn’t as difficult as it sounds. You don’t need a series of intense marriage therapy weekends or even that three-week vacation without the kids you’ve always dreamed about. What you do need, however, are the myriad emotional connections that form every day when thoughtful communication takes place — even if it’s only in between changing a baby’s diapers or shuttling a toddler to preschool.

Simply learning to listen to each other can put couples on the right path for a happy marriage, says Dr. Paul Kaschel of Forest Lakes Counseling in Traverse City, Mich. Communication problems plague the majority of couples who come to his office seeking help, he adds.

Communication is all in the “how.” When two people are talking and no one is listening, conversations only end in frustration. Instead of mentally preparing a rebuttal as a spouse is talking, focus on simply listening. Often, just being heard can diffuse an impending disagreement.

How Do I Love Thee? Let Me Communicate the Ways
Saying “I love you” can be done in many ways: Taking out the trash, giving your partner a back rub or planning a date night are all ways of saying how much you care.

In his best-selling book, The Five Love Languages: How to Express Heartfelt Commitment to Your Mate, author Gary Chapman suggests spouses learn to identify a partner’s love language.

“The five ‘love languages,’ are words of affirmation; acts of service; physical touch; gifts and quality time,” says Chapman.

Bill Geisel of Interlochen, Mich., has learned his wife Cynthia responds to acts of service. "I will clean the kitchen or do a project with Cynthia that she enjoys. It is important for me to enter her world," Bill Geisel says.

For Bill Geisel, however, words of affirmation mean the most. Cynthia Geisel often will leave notes for her husband to find. "When I find the notes, I have something to hold on to. It means she has taken the time and effort to connect with me," Bill Geisel says.

For Love of Country
Given the current world crisis, many spouses who serve in the United States Military are separated from each other. How do they keep their marriage strong when they're separated by thousand of miles for long periods of time? For Kristi and Jason Wing, stationed in two different locations near Mannheim, Germany, letter writing is something that they cherish.

"Keeping in touch is a big thing, even if it is just an email now and then or a quick phone call. I have tons of letters that we have written back and forth," says Kristi Wing.

Rick York of Spring Valley, Calif., serves in the U.S. Navy and his wife Suzi quickly agrees that communication is their secret to a successful marriage. “Even when he’s away, we communicate about everything, from money to what to buy for the house to our relationship," Suzi York says.

Friends First
Keith and Venus Tondreau of Grawn, Mich., have been married for fifteen years. What remains important to them is their friendship. "We are each other's best friend," says Keith Tondreau.

Take interest in what your spouse enjoys. Support and encourage your mate like you would any other friendship. Tondreau also recommends a liberal dose of flirting (like before you were married)!

Take time each day to look each other in the eye, really listen and show small acts of kindness. You’ll have a better marriage for it!

Emotional Exercises for a Healthy Marriage
Learn to Listen. Take turns speaking, and when it is not your turn to talk, listen patiently! Focus on what your partner is saying, not how you will respond. When your partner is done speaking, repeat back the gist of what was said. Switch roles.

Guard Your Discretionary Time. What little time couples do have with each other should be treasured and guarded. Make yourself emotionally available to your spouse – sitting in front of the television together doesn’t count! Make it a priority to reserve free time with your spouse.

Couch Time. Reserve 10 to 15 minutes each day to catch up with each other – just the two of you! Don't focus on the car repairs or your daughter’s dentist appointment. Listen and ask questions to draw out your spouse.

Dedicate Time for Date Nights. Schedule a date nights on a consistent basis. Of course, the costs of hiring a sitter and buying a nice dinner may be an issue, but experts are quick to point out that in the long run you will be saving money, because when you have a healthy marriage, life in general is more productive and fulfilling.

Enrich Your Marriage Skills. Participate in a weekend marriage seminar once in a while. These fun, yet inspirational retreats are packed with activities and practical information that can renew your relationship

Why Friendship Helps, Heals and


Why Friendship Helps, Heals and
Makes Us Happy





Friends. It's more than the moniker of a hit television show. Without the frequent, close interaction of people in our lives, we suffer.

"Friendship – it's something many people take for granted," says Jan Yager, author of Friendshifts: The Power of Friendship and How It Shapes Our Lives (Hannacroix Creek, 1999). "They are unaware how powerful and positive friendships can be or they would take it more seriously. The right friends can help you feel worthwhile. School, work, parenting and even old age are better and more fun when shared with friends."

What Is a Friend?
Everyone uses the word "friend" when referring to someone they know, but what does it truly mean? "The word may describe anyone from a casual friend you meet for a weekly tennis game to a best friend who's like a sister," says Yager. "One way that you might want to define a friend is by those qualities that are sought in a friend, such as commitment, self-disclosure, trust, honesty and commonality. Another way to define a friend is to say it is someone who is there if you are in need."

While people come in and out of our lives on a daily basis, some will bond with us, forming a friendship that will not only give us many happy memories, but will show us the meaning of total, unconditional acceptance. "Our true friends take us as we are," says Leslie Levine, a life integration expert from Chicago, Ill. "They accept us when we're happy, when we're grieving or when we're so stressed we can't remember our middle names. Not only do friends expect us to have some baggage, they insist on carrying it as well."

The Impact of Friendship
Many experts agree that we, as humans, function best and are happiest and healthiest when we have friends in our lives. According to Carl Charnetski, Ph.D., professor of psychology at Wilkes University in Wilkes-Barre, Pa., and co-author of Feeling Good Is Good for You: How Pleasure Can Boost Your Immune System and Lengthen Your Life (Rodale, 2001), our health is literally affected by the number and quality of friends we have in our lives. "Chronic loneliness, experienced by millions, can actually be a health risk," says Charnetski. "The absence of friends is associated with higher instances of illness and a great likelihood for death. However, loving and living within a social network of friends and family improves your health and your chances of recovering from illness."

The old adage that honesty is the best policy holds true for friendship. It is in a friend's honesty that we often find the truth that can help us overcome, cope or heal. "The healing friends are the ones who listen and who can make us laugh, often at ourselves," says Levine. "Our friends also help us to heal by being honest. I remember a friend in Rochester who said to me as my father suffered from a terminal illness, 'Your life will never be the same.' I remember those words and how she said them like it was yesterday. I will never forget her candor and her generosity and her willingness to talk about a really difficult situation. Honesty and security in friendships helps to heal us mind, body and soul."

Keeping Friendships in Shape
Like anything worth holding onto, friendships must be nurtured. However, it must be from both sides. "If you're always the one calling a friend, it may begin to feel too one-sided," says Levine. "And likewise, if a friend is always calling you and you never reciprocate, she may feel hurt and misunderstood. We all need to work at relationships, but the work should feel good. It should never feel like a burden."

Another key to keeping a friendship is listening. While being able to talk to one another is important, knowing when not to talk and just listen is important as well. "We need to listen to one another, too," says Levine. "Instead of tapping at your keyboard while hanging on the line saying, 'uh huh, uh huh, yeah, yeah...' put everything down and really, truly listen. We must keep our radar in good shape, too. If we sense that someone is troubled, we can be better friends. That means we can't always think of ourselves."

According to Levine, it is very important to the health and security of a friendship to be honest. Allowing feelings of hurt, anger or resentment to harbor will only do more harm than good. "Honesty is so very, very important," says Levine. "Too often we harbor feelings that fester and become toxic just because we're afraid to bring something that's bothering us out into the open. If something is wrong, speak up."

Just imagine what it would be like if you didn't have friendships to help navigate the day-to-day stresses. Maybe it's time to look more closely at your friendships and see what you can do to keep them healthy, so they can keep you healthy, too.

"I can't imagine what it would be like without friendships," says Levine. "If we didn't have friendships, we would feel isolated, alone and disconnected. To stay healthy, we need friends."

Quotes of the Heart

Quotes of the Heart






Friendship/Friend Quotes and Proverbs




Sara Paddison, Hidden Power of the Heart
Care is the ingredient that keeps true friendships alive despite separation, distance, or time. Care gives latitude to another person and gets you past the dislikes and annoyances. Quite simply, caring sustains love.

Doc Childre and Sara Paddison, HeartMath Discovery Program
Are there certain friends you turn to when you have a problem or need to be listened to? Think about this:
— Are they compassionate, understanding and nurturing?
— Are they totally present, giving you their undivided attention?
— Do they try to solve your problems for you or do they help you to get clarity so that you can solve your own problems?
— Do they let you talk until you're done?
Chances are the people you turn to for support and understanding are good listeners. You can develop these qualities as well and take them even deeper into "essence understanding" through mastering deep heart listening.

Kahlil Gibran
In the sweetness of friendship let there be laughter, for in the dew of little things the heart finds its morning and is refreshed.

Frances Ward Weller
A friend can tell you things you don't want to tell yourself.

Kayla
A true friend sticks with you through thick and thin no matter what.

Unknown
A friend is someone who knows the song in your heart and can sing it back to you when you have forgotten the words.

Danish proverb
A road to a friend's house is never long.

Unknown
Similarities create friendship's while differences hold them together.

Unknown
To lose a friend is hardship, but to forget them is as if you died too.

Marie Louise De La Ramee
Could we see when and where we are to meet again, we would be more tender when we bid our friends good-bye. .

Edgar Watson Howe
When a friend is in trouble, don't annoy him by asking if there is anything you can do. Think up something appropriate and do it.

Katherine Mansfield
I always felt that the great high privilege, relief and comfort of friendship was that one had to explain nothing.
Thanks to Maria Marquis

Unknown
A friend is someone who can sing you the song of your heart when you've forgotten it.

Theocritus
Verily, great grace may go with a little gift; and precious are all things that come from friends.

Benjamin Disraeli
The greatest good you can do for another is not just to share your riches but to reveal to him his own.

Robert Louis Stevenson
A friend is a present you give yourself.

George Eliot
Oh, the comfort, the inexpressible comfort of feeling safe with a person; having neither to weigh thoughts nor measure words, but to pour them all out, just as they are, chaff and grain together, knowing that a faithful hand will take and sift them, keep what is worth keeping, and then, with a breath of kindness, blow the rest away.

John Churton Collins
In prosperity, our friends know us; in adversity, we know our friends.

William Blake
Thy friendship oft has made my heart to ache; do be my enemy — for friendship's sake.

Unknown
True friendship is seen through the heart not through the eyes.

Robert E. Lee
Never do a wrong thing to make a friend or to keep one.

James F. Byrnes
Friendship without self-interest is one of the rare and beautiful things of life.

Ralph Waldo Emerson
The only way to have a friend is to be one.

Samuel Johnson
If a man does not make new acquaintances as he advances through life, he will soon find himself left alone; one should keep his friendships in constant repair.

Unknown
The happiest business in all the world is that of making friends,
And no investment on the street pays larger dividends,
For life is more than stocks and bonds, and love than rate percent,

Randolph S. Bourne
Friendships are fragile things, and require as much handling as any other fragile and precious thing.

Mencius
Friendship is one mind in two bodies.

Unknown
Friends are the siblings, God never gave us.

Charles Caleb Colton
True friendship is like sound health, the value of it is seldom known until it be lost.

David Tyson Gentry
True friendship comes when silence between two people is comfortable.

Elbert Hubbard
Never Explain — your Friends do not need it and your Enemies will not believe
you anyway.

Friday, July 28, 2006

Dental Insurance Plans & Programs

Dental Insurance Plans & Programs

Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care. There is a difference between traditional dental insurance plans and discount plans. Let’s first start out talking about dental insurance. It’s typically only available to individuals and families who receive their dental insurance coverage through large groups or through their employers. There is a premium that the employer pays to have their employees dental care covered. However, in today’s world many employers are cutting back the benefits they provide and therefore many people go to the Internet to seek out dental insurance plan alternatives. For an individual, a premium could cost you approx. $35 per month and give you basic coverage for exams, hygiene cleanings, root canals, orthodontics etc and depending on the insurance plan the maximum yearly spending limits can dramatically differ. You may also have to pay deductibles on top of your premiums. So whether your company is paying the premium, it’s shared or you are paying it all yourself, these are all factors that affect the bottom line cost of your dental care.

Dental insurance plans are also becoming increasingly unpopular with dental practices for a variety of reasons. For example you may have a great dental insurance plan that allows you to see any dentist. The problem is, not all dentists will accept the insurance claim forms as payment. They will have you pay up front and force you to collect from the insurance company. Many insurance companies will only pay X amount for different procedures. For a simple dental bonding the insurance company will pay a maximum amount, often far less than what the dentist would typically charge. If it’s far less than what the dentist charges you’ll have to make up the difference out of your own pocket or go see a dentist that’s willing to accept a low fee. Now, there are still many practices that are dental insurance plan based, there are just an increasing number of dentists that are trying to completely rid themselves of insurance dependence.

So how does a Discount dental plan differ from a traditional dental insurance plan? A dental plan is very similar to holding a membership in a buying club? You pay a flat fee yearly. These gives you access to the provider dentists. The discount dental plan negotiates a discounted rate for typical services like hygiene visits, exams, fillings, cleanings, root canals, orthodontics, crowns etc with the provider dentists. The dentists agree to provide these services to you at the pre-arranged discount rates which are often displayed prior to purchasing the reduced fee plan. They are ideal for individuals and their families who do not get dental insurance coverage through their employer. There are substantial savings that can be obtained through the provider networks in the range of 10 – 60 %. The one drawback can be the limitation of only being able to visit a provider dentist. However even traditional dental insurance can have similar limitations.

The content is general in nature and we will be explaining the different categories of dental insurance plans: P.P.O ( preferred provider organization ) H.M.O. ( health maintenance organization ) , direct re-imbursement and indemnity

What causes a cavity?

What causes a cavity?



Your mouth is a busy place. Bacteria - tiny colonies of living organisms are constantly on the move on your teeth, gums, lips and tongue.

Cavity AnimationHaving bacteria in your mouth is a normal thing. While some of the bacteria can be harmful, most are not and some are even helpful.

Certain types of bacteria, however, can attach themselves to hard surfaces like the enamel that covers your teeth. If they're not removed, they multiply and grow in number until a colony forms. More bacteria of different types attach to the colony already growing on the tooth enamel. Proteins that are present in your saliva (spit) also mix in and the bacteria colony becomes a whitish film on the tooth. This film is called plaque, and it's what causes cavities.


Severe Dental Decay

The hard, outside covering of your teeth is called enamel. Enamel is very hard, mainly because it contains durable mineral salts, like calcium. Mineral salts in your saliva help add to the hardness of your teeth. Mineral salts, however, are prone to attack by acids. Acid causes them to break down.

For an experiment about the power of acid, check out the Healthy Teeth Dental Experiments page!

The plaque that forms on your teeth and doesn't get washed away by saliva or brushed away by your toothbrush produces acid as it eats up sugar. This acid is produced inside the plaque and can't be easily washed away by your saliva. The acid dissolves the minerals that make your tooth enamel hard. The surface of the enamel becomes porous - tiny holes appear. After a while, the acid causes the tiny holes in the enamel to get bigger until one large hole appears. This is a cavity.

It's important to see your dentist before a cavity forms so that the plaque you can't reach with your toothbrush or floss can be removed.


Nerve fibres, the way that pain is sent through the body, aren't present in tooth enamel. While the acid is attacking the enamel, you can't feel a thing.

Once the acid has begun to create a cavity and attacks the dentin under the enamel, the nerve fibres begin to send out a message that something is wrong. But by then, you have tooth decay.

That's why it's important to have regular, preventive dental check-ups. Don't wait until it hurts

Wednesday, July 26, 2006

What is health insurance?


What is health insurance?







The term refers to a variety of insurance policies, ranging from those that cover the costs of doctors and hospitals to those that meet a specific need — like long-term care or dental coverage. When most of us talk about health insurance, however, we refer to the kind of plan that covers doctor bills, surgery and hospital costs.




You may have heard terms like "managed care," "Fee-for-Service" and "indemnity." These words define different types of coverage or health plans widely used by today's consumers. Confused? Don't worry. We'll help you make sense of the lingo.

In a nutshell




Fee-for-Service (also known as indemnity or traditional) plans generally offer complete freedom to choose your own doctors (including specialists) and hospitals. These plans, however, tend to be more expensive to the consumer.



Managed care plans, on the other hand, have agreements with certain doctors, hospitals and health care providers to give a range of quality health services at a reduced cost. The secret? Patients have to stay within the plan's network of providers and health facilities to get the best benefits. HMOs, PPOs and POS plans are all types of managed care.

Health Insurance at a Glance

So much information, so little time
Student Resources understands the busy schedule of both parents and kids, no matter what the age. With that in mind, here's a no-frills, easy-access guide to health insurance of all types.

Understanding Health Insurance
No single plan will cover all costs associated with medical care, but some cover more than others. Want to unlock the differences between plans? Here's your key ...

Types of Coverage
Fee-for-Service (or Indemnity) Plans
With this traditional plan, you can make an appointment with almost any medical provider. After your visit, you or your provider sends your claim to the insurance company. If you have met your deductible for the year, then the Fee-for-Service plan will pay a percentage of the bill - usually 80%. You pay for the other 20%, known as coinsurance. Few purchase this traditional type of plan. Why? Because it's expensive.

Managed Care
This term refers to types of health insurance plans that provide health care services at a lower cost. The key to these lower costs? Members of managed care plans must adhere to certain rules designed to lower the cost of medical care.

Types of Managed Care
Health Maintenance Organizations (or HMOs)
With an HMO, you receive a range of health benefits for a set fee. Generally, there are no deductibles - but most plans require a small copay per office visit (around $10-25). You must choose a primary care physician from the plan's list. This doctor becomes your "gatekeeper" for all your medical needs. This is the doctor you call or see when you are sick, and he or she will refer you to a specialist or other providers within the HMO network. With most HMOs you will not receive benefits if you go out-of-network, except for emergency care.

Types of HMOs
Staff Model HMO
A form of HMO in which doctors are employees of the HMO and you see them at a central medical facility.

Individual Practice Associations (IPAs)
Here, an HMO contracts with outside physician groups or individual doctors who have private practices. This means the HMO network will include doctors in various locations rather than only at a central facility.

More Types of Managed Care
Preferred Provider Organization (PPO)
This isn't an HMO, but it is another type of managed care. In this system, you may seek treatment from an approved network of providers, or may see other providers outside the network. Usually, you will pay small copay and satisfy a deductible before benefits are paid. Then you'll pay a set coinsurance amount. It's less expensive to visit one of the providers in the plan's list. You can go outside the plan's list, but your share of the bill will be higher.

Point of Service (POS)
A hybrid of the HMO and PPO is known as a POS plan. Like a standard HMO, your primary care doctors make referrals to other providers within the plan. But if you want to go to a physician outside the network without consulting your primary care doctor, the POS plan will pay a predetermined amount of the bill and your share of the bill will be higher than it would if you stay in-network. These plans usually cost more in monthly premiums than straight HMOs, but they give you the flexibility to call any doctor - within the plan or not.

Choosing wisely
If you have a choice from more than one plan, compare how each plan handles the following:

Coverages
Co-payments
Coinsurance
Deductibles
Pre-existing conditions
Limitations on devices, drugs, and access to specialists.
Wondering about some of the terms used in health insurance?
Here are some common terms and definitions.

Copay: A fixed dollar amount you pay at the time services are rendered. Typical copays are for office visits, prescriptions, or hospitalizations.

Coinsurance: A specified percentage of the cost of treatment the insured is required to pay for all covered medical expenses remaining after the deductible has been met.

Deductible: The portion of your health care that you pay before insurance starts covering it. Typically, the higher the deductible, the lower the premiums.

Pre-existing condition: An illness, disease or condition an individual has at the time of enrollment in a health care plan.

Premiums: The monthly or quarterly payments paid for health insurance.

Catastrophic coverage: This plan pays hospital and medical expenses above a certain (usually high) deductible. The maximum lifetime limit may be high enough to cover the cost of a catastrophic illness.

Long-term care policies: These cover medical care, nursing care and certain in-home care if you ever become unable to care for yourself due to an extended illness or disability.

Disability income insurance: This plan will provide you with an income if you become unable to work due to an injury or illness. Benefits are usually 60% of your income at the time of disability.

Health advice for travellers- UK

Health advice for travellers



This section tells you how to get medical treatment abroad, including information on the European Health Insurance card, or EHIC - the replacement for the E111.

EHIC - free, quick online application
The Department of Health, working with the NHS Prescription Pricing Authority (PPA), provides the EHIC free of charge.



EHIC - free, quick online application

About this section
Every year, people living in the UK go on more than 60 million trips abroad. Find out how this section of the website can help you have a healthy journey – and to deal successfully with any medical emergencies that might happen.

About this section



The European Health Insurance Card (EHIC)
The E111 form is no longer valid. You will need a European Health Insurance Card (EHIC) to receive necessary healthcare during a visit to an European Economic Area (EEA) country or Switzerland.

The European Health Insurance Card (EHIC)

Getting medical treatment around the world
In most countries around the world you will have to pay for treatment so travellers are strongly advised to take out private health insurance. The UK has reciprocal healthcare agreements with some countries, which enables travellers to receive free or low cost emergency care.

Getting medical treatment around the world

Latest health updates
Regularly updated alerts on outbreaks all over the world, together with advice for travellers about staying safe.

Latest health updates

Chief Medical Officer's advice to travellers to areas affected by H5N1 (bird flu)Chief Medical Officer's advice to travellers to areas affected by H5N1 (bird flu)

Useful contacts
Contact details for queries about European Health Insurance Cards (EHICs) and other entitlements and benefits information.



Useful contacts

Essential information on major diseases
Information on how to protect yourself from malaria, rabies, HIV/AIDS and hepatitis by planning ahead and taking some simple precautions while you’re away.

Essential information on major diseases

Staying healthy
Information on planning ahead (including information on health insurance and benefits), some general advice on staying healthy while you’re away and what to do when you get home.



Staying healthy




Cyngor iechyd i deithwyr
Mae'r adran hon yn dangos i chi sut i gael triniaeth feddygol dramor, gan gynnwys gwybodaeth am y Cerdyn Yswiriant Iechyd Ewropeaidd, neu CYIE – sy'n disodli'r E111.




source : http://www.dh.gov.uk/PolicyAndGuidance/HealthAdviceForTravellers/fs/en

Health insurance

Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely primarily on private health insurance.

Contents [hide]
1 History and evolution
2 Private health insurance
2.1 Common complaints of private insurance
3 Publicly funded health insurance
3.1 Medicare
3.2 Medicaid
3.3 Common complaints of publicly funded medicine
4 Health insurance in the United States
4.1 The shift to managed care in the U.S.
4.2 Fewer U.S. employers offering retiree health benefits
4.3 Disparity in the rates of uninsured between U.S. states
5 Health insurance in Massachusetts
6 References
7 See also
8 External links



[edit]
History and evolution
The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. In the late 19th century, early health insurance was actually disability insurance, in the sense that it covered only the cost of emergency care for injuries that could lead to a disability[citation needed]. This payment model continued until the start of the 21st century in some jurisdictions (like California), where all laws regulating health insurance actually referred to disability insurance.[1] Patients were expected to pay all other health care costs out of their own pockets, under what is known as the fee-for-service business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.

[edit]
Private health insurance
The largest difference between private sector health insurance and life insurance is that for life insurance, a person may purchase guaranteed renewable insurance for the whole of the insured's life at a constant premium rate, while health insurance is generally purchased year by year with generally no assurance of renewability and if renewable no guarantee that premium rates will not increase.

Before buying health insurance, a person typically fills out a comprehensive medical history form that asks whether the person smokes, how much the person weighs, and has the person ever been treated for any of a long list of diseases. Applicants can get discounts if they do not smoke and live a healthy lifestyle, which might encourage some people to quit smoking or make other improvements in their lifestyle. The medical history is also used to screen out persons with pre-existing medical conditions.

A health insurance policy is a legal, binding contract between the insurance company and the customer.

Critics of private health insurance claim that this conflict of interest between the needs of insurance companies to remain solvent versus the needs of their customers to remain healthy is why state and federal regulation of health insurance companies is necessary.[citation needed] Some say that this conflict exists in a liberal healthcare system because of the unpredictability of how patients respond to medical treatment, but proponents of regulation argue that too many health insurance companies put their desire for profits above the welfare of the consumer or patient.[citation needed]

The following is a hypothetical example of a situation that might confront an insurance company: Suppose that a large number of customers of a particular insurance company contracted a rare disease and the hospital charged 10 million dollars a patient to treat them. The insurance company would then be faced with a choice of paying all claims without complaint (thus losing money and possibly going out of business) or denying the claims (thus outraging patients and their families, discouraging potential customers, and becoming a target for lawsuits and legislation).

Health insurance companies and consumer advocates agree that private health insurance faces unique problems.[citation needed] Health insurance companies use the term "adverse selection" to describe the tendency for sick people to be more likely to sign up for health insurance. Insurance companies say that asymmetry of information about a person's health and behavior is likely to lead to adverse selection and (ex-ante) moral hazard. Health insurance companies say, that in essence, those seeking health insurance are likely to be those with existing medical problems or those who are likely to have future medical problems, and that those who take out insurance may engage in risky behavior, such as smoking and excessive alcohol consumption, which an otherwise sane person would not do.[citation needed] Insurance companies say that the cost of providing health insurance to these bad risks raises the cost of insurance to the 'good' insurance risks, possibly pricing them out of the market, and could create a situation in a market where insurance was uneconomical for private insurance companies to provide.[citation needed]

Ex-post moral hazard is in essence the consequence of reduced prices for medical care. Since most insurance plans, whether public or private, reduce the out-of pocket cost of medical care, the behavior of individuals will be affected by those reduced prices. In the same way that people treat water with little care when it is very inexpensive, people will also tend to over-use medical care when the out-of pocket costs are small. Of course, medical care still needs to be financed, and so taxes or premiums will be higher than the optimal amount. This inflation of taxes or premiums to cover the choices made under subsidized prices is what is termed ex-post moral hazard, and is a different phenomena than the ex-ante moral hazard mentioned above.

Critics of private health insurance state that those who are sick should be able to get health insurance because they need it the most and that if everyone had health insurance, adverse selection would not be a problem.[citation needed]

With publicly funded health insurance the good and the bad risks all receive coverage without regard to their health status, which eliminates the problem of adverse selection, although it introduces a problem of moral hazard.

Insurance companies explain the economics of insurance by saying that, in general, if many sick people buy health insurance from a private health insurance company, but few healthy people buy it, the price of the insurance rises.[citation needed] (Critics of private health insurance point out that few sick people are allowed to buy health insurance).[citation needed] Insurance companies also say that if more healthy people buy health insurance, but few sick people buy it, the price drops. In other words, the price drops if more money goes in and less is paid out.

Because of advances in medicine and medical technology, medical treatment is more expensive, and people in developed countries are living longer. The population of those countries is aging, and a larger group of senior citizens requires more medical care than a young healthier population. (A similar rise in costs is evident in Social Security in the United States.) These factors cause an increase in the price of health insurance.

Some other factors that cause an increase in health insurance prices are health related: insufficient exercise; unhealthy food choices; a shortage of doctors in impoverished or rural areas; excessive alcohol use, smoking, street drugs, obesity, among some parts of the population; and the modern sedentary lifestyle of the middle classes.

In theory, people could lower health insurance prices by doing the opposite of the above; that is, by exercising, eating healthy food, avoiding addictive substances, etc. Healthier lifestyles protect the body from some, although not all, diseases, and with fewer diseases, the expenses borne by insurance companies would likely drop.

Under these circumstances, the consumer would hope to benefit from the savings; however, critics of private health insurance claim that too much of the insurance premiums are paid out in executive salaries or retained as profits by the company.

[edit]
Common complaints of private insurance
Some common complaints about private health insurance include:

Insurance companies do not announce their health insurance premiums more than a year in advance. This means that, if one becomes ill, he or she may find that their premiums have greatly increased. BUPA does not penalise indiviudals who claim but spreads the cost across the customer base.
If insurance companies try to charge different people different amounts based on their own personal health, people will feel they are unfairly treated.
Private health insurance is a form of capitalism. Many of the criticisms of capitalism apply here.
When a claim is made, particularly for a sizeable amount, it may be deemed in the best interest of the insurance company to use paperwork and bureaucracy to attempt to avoid payment of the claim or, at a minimum, greatly delay it.
Health insurance is often only widely available at a reasonable cost through an employer-sponsored group plan. This means that unemployed individuals and self-employed individuals are at a disadvantage.
Employers can write some or all of their employee health insurance premiums off of their taxable income whereas traditionally individuals have had to pay taxes on income used to fund health insurance. This reduces the employee's bargaining power in negotiating service with the insurance provider and also increases their dependence on the employer.
Experimental treatments are generally not covered. This practice is especially criticized by those who have already tried, and not benefited from, all "standard" medical treatments for their condition.It also leads to many insurers claiming or attempting to claim that procedures are still "experimental" well after they have become standard medical practice in many instances.
The Health Maintenance Organization (HMO) type of health insurance plan has been criticized for excessive cost-cutting policies.
As the health care recipient is not directly involved in payment of health care services and products, they are less likely to scrutinize or negotiate the costs of the health care received. To care providers, insured care recipients are essentially seen as customers with relatively limitless financial resources who don't look at prices. The health care company has few popular and many unpopular ways of controlling this market force.
Some health care providers end up with different sets of rates for the same procedure. One for people with insurance and another for those without.

Monday, July 24, 2006

Why Marriage Is Good For You

Why Marriage Is Good For You




When Americans debate the value of marriage, most attention focuses on the potential harm to children of divorce or illegitimacy, and for good reason. Mountains of research tell us that children reared outside of intact marriages are much more likely than other kids to slip into poverty, become victims of child abuse, fail at school and drop out, use illegal drugs, launch into premature sexual activity, become unwed teen mothers, divorce, commit suicide and experience other signs of mental illness, become physically ill, and commit crimes and go to jail. On average, children reared outside of marriage are less successful in their careers, even after controlling not only for income but also for parental conflict.

Yes, marriage protects children. And yes, marriage therefore protects taxpayers and society from a broad and deep set of costs, personal and communal. But there is another case for marriage, equally significant, that you probably haven't heard. Marriage is a powerful creator and sustainer of human and social capital for adults as well as children, about as important as education when it comes to promoting the health, wealth, and well-being of adults and communities. For most Americans, this is news. When it comes to adults, the case for lifelong marriage has been framed in exclusively moral, spiritual, and emotional terms: one side argues for personal liberation from marriage, the other urges parents to sacrifice for God's and/or the kids' sake.

These are important considerations to be sure. Parents surely should be willing to make appropriate sacrifices for their kids' sake. But framing the marriage debate solely in those terms obscures as much as it reveals. It misses the profound benefits that lasting marriage confers on adults. And it overestimates considerably the likelihood that divorce will, in fact, lead to greater happiness for the individual.

Recently, I had the opportunity to review the scientific evidence on the consequences of marriage for adults with University of Chicago scholar Linda J. Waite for our new book, The Case for Marriage. What I found surprised me. Quietly, with little fanfare, a broad and deep body of scientific literature has been accumulating that affirms what Genesis teaches: it is not good for man to be alone—no, nor woman neither. In virtually every way that social scientists can measure, married people do much better than the unmarried or divorced: they live longer, healthier, happier, sexier, and more affluent lives.

How big a difference does marriage make? If David Letterman were to compile a Top Ten list for marriage, it might look something like this:

TOP TEN REASONS WHY MARRIAGE IS GOOD FOR YOU:

10. IT'S SAFER. Marriage lowers the risk that both men and women will become victims of violence, including domestic violence. A 1994 Justice Department report, based on the National Crime Victimization Survey, found that single and divorced women were four to five times more likely to be victims of violence in any given year than wives; bachelors were four times more likely to be violent-crime victims than husbands. Two-thirds of acts of violence against women committed by intimate partners were not committed by husbands but by boyfriends (whether live-in or not) or former husbands or boyfriends. As one scholar sums up the relevant research: "Regardless of methodology, the studies yielded similar results: cohabitors engage in more violence than spouses." Linda Waite conducted an analysis of the National Survey of Families and Households for our new book. She found that, even after controlling for education, race, age, and gender, people who live together are still three times more likely to say their arguments got physical (such as kicking, hitting, or shoving) in the past year than married couples.

9. IT CAN SAVE YOUR LIFE. Married people live longer and healthier lives. The power of marriage is particularly evident in late middle age. When Linda Waite and a colleague, for example, analyzed mortality differentials in a very large, nationally representative sample, they found an astonishingly large "marriage gap" in longevity: nine out of ten married guys who are alive at 48 will make it to age 65, compared with just six in ten comparable single guys (controlling for race, education, and income). For women, the protective benefits of marriage are also powerful, though not quite as large. Nine out of ten wives alive at age 48 will live to be senior citizens, compared with just eight out of ten divorced and single women.

In fact, according to statisticians Bernard Cohen and I-Sing Lee, who compiled a catalog of relative mortality risks, "being unmarried is one of the greatest risks that people voluntarily subject themselves to." Having heart disease, for example, reduces a man's life expectancy by just under six years, while being unmarried chops almost ten years off a man's life. This is not just a selection effect: even controlling for initial health status, sick people who are married live longer than their unmarried counterparts. Having a spouse, for example, lowers a cancer patient's risk of dying from the disease as much as being in an age category ten years younger. A recent study of outcomes for surgical patients found that just being married lowered a patient's risk of dying in the hospital. For perhaps more obvious reasons, the risk a hospital patient will be discharged to a nursing home was two and a half times greater if the patient was unmarried. Scientists who have studied immune functioning in the laboratory find that happily married couples have better-functioning immune systems. Divorced people, even years after the divorce, show much lower levels of immune function.

8. IT CAN SAVE YOUR KID'S LIFE. Children lead healthier, longer lives if parents get and stay married. Adults who fret about second-hand smoke and drunk driving would do well to focus at least some of their attention on this point. In one long-term study that followed a sample of highly advantaged children (middle-class whites with IQs of at least 135) up through their seventies, a parent's divorce knocked four years off the adult child's life expectancy. Forty-year-olds from divorced homes were three times more likely to die from all causes than 40-year-olds whose parents stayed married.

7. YOU WILL EARN MORE MONEY. Men today tend to think of marriage as a consumption item—a financial burden. But a broad and deep body of scientific literature suggests that for men especially, marriage is a productive institution—as important as education in boosting a man's earnings. In fact, getting a wife may increase an American male's salary by about as much as a college education. Married men make, by some estimates, as much as 40 percent more money than comparable single guys, even after controlling for education and job history. The longer a man stays married, the higher the marriage premium he receives. Wives' earnings also benefit from marriage, but they decline when motherhood enters the picture. Childless white wives get a marriage wage premium of 4 percent, and black wives earn 10 percent more than comparable single women.

6. DID I MENTION YOU'LL GET MUCH RICHER? Married people not only make more money, they manage money better and build more wealth together than either would alone. At identical income levels, for example, married people are less likely to report "economic hardship" or trouble paying basic bills. The longer you stay married, the more assets you build; by contrast, length of cohabitation has no relationship to wealth accumulation. On the verge of retirement, the average married couple has accumulated assets worth about $410,000, compared with $167,000 for the never-married and $154,000 for the divorced. Couples who stayed married in one study saw their assets increase twice as fast as those who had remained divorced over a five-year period.

5. YOU'LL TAME HIS CHEATIN' HEART (HERS, TOO). Marriage increases sexual fidelity. Cohabiting men are four times more likely to cheat than husbands, and cohabiting women are eight times more likely to cheat than wives. Marriage is also the only realistic promise of permanence in a romantic relationship. Just one out of ten cohabiting couples are still cohabiting after five years. By contrast, 80 percent of couples marrying for the first time are still married five years later, and close to 60 percent (if current divorce rates continue) will marry for life. One British study found that biological parents who marry are three times more likely still to be together two years later than biological two-parent families who cohabit, even after controlling for maternal age, education, economic hardship, previous relationship failure, depression, and relationship quality. Marriage may be riskier than it once was, but when it comes to making love last, there is still no better bet.

4. YOU WON'T GO BONKERS. Marriage is good for your mental health. Married men and women are less depressed, less anxious, and less psychologically distressed than single, divorced, or widowed Americans. By contrast, getting divorced lowers both men's and women's mental health, increasing depression and hostility, and lowering one's self-esteem and sense of personal mastery and purpose in life.

And this is not just a statistical illusion: careful researchers who have tracked individuals as they move toward marriage find that it is not just that happy, healthy people marry; instead, getting married gives individuals a powerful mental health boost. Nadine Marks and James Lambert looked at changes in the psychological health of a large sample of Americans in the late eighties and early nineties. They measured psychological well-being at the outset and then watched what happened to individuals over the next years as they married, remained single, or divorced. When people married, their mental health improved—consistently and substantially. When people divorced, they suffered substantial deterioration in mental and emotional well-being, including increases in depression and declines in reported happiness. Those who divorced over this period also reported a lower sense of personal mastery, less positive relations with others, less sense of purpose in life, and lower levels of self-acceptance than their married peers did.

Married men are only half as likely as bachelors and one-third as likely as divorced guys to take their own lives. Wives are also much less likely to commit suicide than single, divorced, or widowed women. Married people are much less likely to have problems with alcohol abuse or illegal drugs. In a recent national survey, one out of four single men ages 19 to 26 say their drinking causes them problems at work or problems with aggression, compared with just one out of seven married guys this age.

3. IT WILL MAKE YOU HAPPY. For most people, the joys of the single life and of divorce are overrated. Overall, 40 percent of married people, compared with about a quarter of singles or cohabitors, say they are "very happy" with life in general. Married people are also only about half as likely as singles or cohabitors to say they are unhappy with their lives.

How happy are the divorced? If people divorce in order to be happy, as we are often told, the majority should demand their money back. Just 18 percent of divorced adults say they are "very happy," and divorced adults are twice as likely as married folk to say they are "not too happy" with life in general. Only a minority of divorcing adults go on to make marriages that are happier than the one they left. "Divorce or be miserable," certain cultural voices tell us, but, truth be told, "Divorce and be miserable" is at least as likely an outcome.

This is not just an American phenomenon. One recent study by Steven Stack and J. Ross Eshleman of 17 developed nations found that "married persons have a significantly higher level of happiness than persons who are not married," even after controlling for gender, age, education, children, church attendance, financial satisfaction, and self-reported health. Further, "the strength of the association between being married and being happy is remarkably consistent across nations." Marriage boosted financial satisfaction and health. But being married conferred a happiness advantage over and above its power to improve the pocketbook and the health chart. Cohabitation, by contrast, did not increase financial satisfaction or perceived health, and the boost to happiness from having a live-in lover was only about a quarter of that of being married. Another large study, of 100,000 Norwegians, found that, with both men and women, "the married have the highest level of subjective well-being, followed by the widowed." Even long-divorced people who cohabited were not any happier than singles.

2. YOUR KIDS WILL LOVE YOU MORE. Divorce weakens the bonds between parents and children over the long run. Adult children of divorce describe relationships with both their mother and their father less positively, on average, and they are about 40 percent less likely than adults from intact marriages to say they see either parent at least several times a week.

1. YOU'LL HAVE BETTER SEX, MORE OFTEN. Despite the lurid Sex in the City marketing that promises singles erotic joys untold, both husbands and wives are more likely to report that they have an extremely satisfying sex life than are singles or cohabitors. (Divorced women were the least likely to have a sex life they found extremely satisfying emotionally.) For one thing, married people are more likely to have a sex life. Single men are 20 times more likely, and single women ten times more likely, not to have had sex even once in the past year than the married. (Almost a quarter of single guys and 30 percent of single women lead sexless lives.)

Married people are also the most likely to report a highly satisfying sex life. Wives, for example, are almost twice as likely as divorced and never-married women to have a sex life that a) exists and b) is extremely satisfying emotionally. Contrary to popular lore, for men, having a wife beats shacking up by a wide margin: 50 percent of husbands say sex with their partner is extremely satisfying physically, compared with 39 percent of cohabiting men.

How can a piece of paper work such miracles? For surprisingly, the piece of paper, and not just the personal relationship, matters a great deal. People who live together, for the most part, don't reap the same kinds of benefits that men and women who marry do. Something about marriage as a social institution—a shared aspiration and a public, legal vow—gives wedlock the power to change individuals' lives.

By increasing confidence that this partnership will last, marriage allows men and women to specialize—to take on those parts of life's tasks, from developing an interesting social life to getting money out of insurance companies, that one person does better or enjoys more than the other. Though this specialization is often along traditional gender lines, it doesn't have to be. Even childless married couples benefit from splitting up the work. Married households have twice the talent, twice the time, and twice the labor pool of singles. Over time, as spouses specialize, each actually produces more in both market and non-market goods than singles who have to shoulder all of life's tasks on their own.

But because marriage is a partnership in the whole of life, backed up by family, community, and religious values, marriage can do what economic partnerships don't: give a greater sense of meaning and purpose to life (a reason to exercise or cut back on booze, work harder, and to keep plugging even in the middle of those times when the marriage may not feel gratifying at all). Married people are both responsible for and responsible to another human being, and both halves of that dynamic lead the married to live more responsible, fruitful, and satisfying lives. Marriage is a transformative act, changing the way two people look at each other, at the future, and at their roles in society. And it changes the way significant others—from family to congregation to insurance companies and the IRS—look at and treat that same couple. Sexual fidelity, an economic union, a parenting alliance, the promise of care that transcends day-to-day emotions: all these are what give a few words mumbled before a clergyman or judge the power to change lives.

What proportion of unhappily married couples who stick it out stay miserable? The latest data show that within five years, just 12 percent of very unhappily married couples who stick it out are still unhappy; 70 percent of the unhappiest couples now describe their marriage as "very" or "quite" happy.

Just as good marriages go bad, bad marriages go good. And they have a better chance of doing so in a society that recognizes the value of marriage than one that sings the statistically dubious joys of divorce

Health Benefits of Marriage


Health Benefits of Marriage




Marriage offers social support

Marriage may protect against the well-documented risks associated with social isolation.
Sources: Berkman, L. F. (1995). The role of social relations in health promotion. Psychosomatic Medicine, 57, 245-254. Berkman, L. F., & Glass, T. (2000). Social integration, social networks, social support, and health. In L. F. Berkman & I. Kawachi (Eds.), Social epidemiology (pp. 137-173). New York: Oxford. Brummett, B. H., Barefoot, J. C., Siegler, I. C., Clapp-Channing, N. E., Lytle, B. L., Bosworth, H. B., et al. (2001). Characteristics of socially isolated patients with coronary artery disease who are at elevated risk for mortality. Psychosomatic Medicine, 63, 267-272.

Higher levels of social integration and support have been linked with many health benefits including protection against cardiovascular disease. Marriage is a primary source of support for many adults.

Sources:House, J. S., Landis, K. R., & Umberson, D. (1988, July 29). Social relationships and health. Science, 241, 540-545. Seeman, T. E. (1996). Social ties and health: The benefits of social integration. Annals of Epidemiology, 6, 442-551. Berkman, L. F. (1995). The role of social relations in health promotion. Psychosomatic Medicine, 57, 245-254. Hazuda, H. P. (1994).

A critical evaluation of U.S. epidemiological evidence and ethnic variation. In S. A. Shumaker & S. M. Czajkowski (Eds.), Social support and cardiovascular disease (pp 119-142). New York: Plenum. Orth-Gome«r, K. (1994). International epidemiological evidence for a relationship between social support and cardiovascular disease. In S. A. Shumaker & S. M. Czajkowski (Eds.), Social support and cardiovascular disease (pp. 97-118). New York: Plenum.

Across a number of surveys, married individuals report greater happiness and life satisfaction and have a lower risk of depression than their unmarried counterparts.
Sources: Mastekaasa A. Marital status, distress, and well-being: an international comparison. J Comp Fam Stud 1994;25:183- 206. Robins L, Regier D. Psychiatric disorders in America. New York: Free Press; 1991.

Marriage is better than cohabiting
What are the processes by which marriage promotes health and well-being? Several explanations have been proposed, including cohabitation, economic well-being, and social support. Research supports the two latter explanations, as unmarried adults living together are more likely to report poorer health than married adults, and are as likely to report as much distress as adults living alone
.
Sources: Ross CE, Mirowsky J, Goldsteen K. The impact of the family on health: the decade in review. J Marriage Fam 1990;52:1059-78. Ren XS. Marital status and quality of relationships: the impact on health perception. Soc Sci Med 1997;44:241-9. Hughes MM, Gove WR. Living alone, social integration, and mental health. Am J Sociol 1981;87:48 - 74.

Marriage promotes health
Across all causes of death and across different unmarried populations (never married, divorced/ separated, and widowed), unmarried individuals had elevated rates of death compared to married individuals
.
Sources: Litwak E, Messeri P. Organizational theory, social supports, and mortality rates: a theoretical convergence. Am Sociol Rev 1989;54: 49- 66. Berkman LF, Breslow L. Health and ways of living: the Alameda county study. New York: Oxford Univ. Press; 1983. Ross CE, Mirowsky J, Goldsteen K. The impact of the family on health: the decade in review. J Marriage Fam 1990;52:1059-78.

The relationship between marital status and mortality exhibits consistent pattern in long-term studies, with marital status affording greater protection from mortality for men compared to women (50% higher among women, 250% higher among men.

Sources: Litwak E, Messeri P. Organizational theory, social supports, and mortality rates: a theoretical convergence. Am Sociol Rev 1989;54: 49- 66. Berkman LF, Breslow L. Health and ways of living: the Alameda county study. New York: Oxford Univ. Press; 1983. Ross CE, Mirowsky J, Goldsteen K. The impact of the family on health: the decade in review. J Marriage Fam 1990;52:1059-78.

Positive spousal influence and involvement may encourage healthy behaviors and discourage unhealthy behaviors.
Sources: Umberson, D. (1987). Family status and health behaviors: Social control as a dimension of social integration. Journal of Health & Social Behavior, 28, 306-319. Umberson, D. (1992). Gender, marital status and the social control of health behavior. Social Science & Medicine, 34, 907-917. Rook, K. S. (1990). Social networks as a source of social control in older adultsÕ lives. In H. Giles, N. Coupland, & J. Wiemann (Eds.), Communication, health, and the elderly (pp. 45-63). Manchester, England: University of Manchester Press.

Although, married persons have higher median household incomes than the unmarried (US$54,300 vs. US$23,400), after controlling for income, married persons still have lower rates of mortality than unmarried persons
Sources: US Census Bureau CPR. Money income in the United States: 1998. Washington (DC): U.S. Government Printing Office; 1999. Report no. P60-206. Johnson NJ, Backlund E, Sorlie PD, Loveless CA. Marital status and mortality: the National Longitudinal Mortality Study. Ann Epidemiol 2000;10:224-38.

Married persons, particularly women, may be at a health advantage relative to their unmarried counterparts, through the increased availability of socioeconomic resources. However, some research suggests that women may be more sensitive to negative aspects of relationships than men.
Sources: Notarius, C. I., Benson, S., Sloane, D., Vanzetti, N., & Hornyak, L. (1989). Exploring the interface between perception and behavior: An analysis of marital interaction in distressed and nondistressed couples. Behavioral Assessment, 11, 39-64. Source: Johnson, N. J., Backlund, E., Sorlie, P. D., & Loveless, C. A. (2000). Marital status and mortality: The national longitudinal mortality study. Annals of Epidemiology, 10, 224-238.

Marriage prevents unplanned pregnancy
Annual Contraceptive Failure for Young Adults
by Marital Status and Method


Age 20-24
(low income) Pill Condom Implant Injectable
Married 11.4 20.6 2.1 3.7
Dating 12.6 22.7 2.3 4.1
Cohabiting 24.3 41.1 4.7 8.3


Age 20-24
(high income) Pill Condom Spermicide Withdrawal
Married 6.7 12.3 26.3 23.5
Dating 7.4 13.7 28.8 25.8
Cohabiting 14.7 26.1 50.3 45.9


Married couples are much less likely to experience a contraceptive failure than dating or cohabiting couples, even after adjusting for age and method of contraception.
Overall annual contraceptive failure rates are 9.9% for married couples, 14.1% for unmarried couples, and 21.9% for cohabiting couples.
Source
: H Fu, JE Darroch, T Haas, N Ranjit, Contraceptive Failure Rates: New Estimates From the 1995 National Survey of Family Growth, Family Planning Perspectives, 1999, 31(2):56-63. [pdf]

Sunday, July 16, 2006

Quick and Easy Designs for Stylish Nails


Quick and Easy Designs for Stylish Nails










Whether you have a hot date or a job interview, a wedding or a casual night out at the bar, get creative and try some new styles for your nail painting needs. Follow the following quick and easy tips to achieve a glamorous look in only minutes!

Basic Hues:

Perhaps the simplest style of them all is the basic solid color manicure. For open-toed shoes, be sure to apply a coat of the same color to your tootsies to accent your outfit and make you feel even more stylish and sexy. Basic styles in neutral and mild tones work very well for first impressions. Save the black and silver for future engagements.

Choose a color that complements the clothing you intend to wear. If the outfit is patterned, pick a shade that appears within the design a bit less than the other colors and use that same shade of nail polish to emphasize that hue.

For an even more fashionable look, do your nails in the solid color and allow them to dry completely. When they are finished drying, use a thin brush or a toothpick with a different color and trace a diagonal line going the same way on each nail. Try to make them as uniform as possible, and as you become more and more adept at painting extra designs, create your own styles for fun.

School Spirited:

If you are still in school or attending college, an exclamation of school pride would wear well on your nails by painting them in your school colors. You can do this in one of many ways:


Alternate the colors by painting each nail entirely with one color and doing the next nail in the next school color. For example, if your school colors are blue and white, start with blue on your thumbnail, white on your index finger, blue on your middle finger, and so forth.
Paint the nails all the same solid color, and once completely dry, paint the tips the other school color.
Paint all nails one color, and using a toothpick or very thin brush, sketch a phrase or “GO (mascot or school name)!” on your fingernails if it fits.
Get creative and make up your own… draw swirls, try to paint your school mascot, etc.
A Girl’s Night Out Styles:

Attract some attention with a wild and crazy style – be it zebra stripes, metallic glints or otherwise. Perfect for a night to the clubs or a date out on the town.

Do a quick version of a French manicure by painting the base coat of your nails in a neutral tone, such as a salmon color. With a white hue, once dry, paint the tips of your nails carefully and as uniformly as possible. This works best if you are able to grow your nails out a bit so you can use your natural nails’ anatomy as a guide.

Glitter and glamour – Choose a base color to use on all of your nails to complement your outfit. Allow that coat to dry – paint another coat if necessary. Once the nails are smudge-proof, take a glass coat of clear gloss or a sparkle coat that matches the chosen color and add your own special touches. Dark blue and black look very nice with silver glitter, red with gold glitter, though the combination possibilities are endless. These glittery styles may complement wedding apparel, semi-formalwear and even casual attire.

To save even more time, apply a clear coat to your nails each day to protect the polish from chipping. Experiment with decals and nail transfers if you are not up for designing your own artistic themes. Be creative, do not get discouraged and remember, the more practice you get, the easier it will become each time you try a new style!

nail designs



Nail Designs









There’s never been a better time to renew and revamp your image. For a fun, flirty and attractive look that takes only a few moments to an hour to achieve, make a conscious effort to keep your nails in tip-top shape with new nail designs this season.


Short and metallic


Metallics are all the rage this year, and spring is a great season to sport a trendy new look. For the best impact, keep your nails trimmed relatively short and show off a splashy metallic look. Silvers, greens, blues, blacks – anything sparkly goes.

Greens are especially hot this year, so apply a pretty green hue to get in on the latest color craze. Take an extra step toward creativity and find a color that matches your car’s shiny coat!


French manicure


For a lovely feminine look, consider a French manicure. Beautiful pale pink nails with emphasized white tips accentuate your fingertips and complement any outfit, swimsuit or occasion. For a flawless manicure, head over to the salon and get your nails done, either naturally or with acrylics.


If you find yourself to be a little bit handy with nail polish or crafty in general, stop at your local drugstore or beauty shop and look for a French manicure kit. Many kits include little sticky strips to help you section off which parts of your nails will receive the white tips and white parts will remain pink. French manicures are still in style and many men find them sexy. Why not go for the girlie look?


Pretty and pastel


It’s likely that pastel colors will never go out of style. Find a shimmery lilac or lavender, a dainty pink, peach or rose, or try other pale pastel shades.

For an extra creative touch, apply an iridescent, glossy, pearly or glittery topcoat. Or, for a modern twist, introduce a delicate white on your tips and enjoy a unique new French manicure.


Traditional nail design

For a no-fail look no matter what your personal style or wardrobe options, consider a standby pink or red. Softer pinks and reds seem to be making a strong appearance on nails, blending nicely with all skin tones, nail shapes and clothing color choices.

Reds and pinks tend to be classics in the world of lips and fingertips, so even if you can’t find a trendy look for your nails, you can stay in style with a tried-and-true color scheme. To get a little daring, gradually tone down your colors until you are moving from fire engine red and lollypop pink to paler shades of carnation, brick and maybe even peach!

Nutritional Steps to Healthy Nails


Nutritional Steps to Healthy Nails



What you eat will reflect on the health of your nails, too.


Lack of vitamin A and calcium causes dryness and brittleness.
Lack of protein, folic acid and vitamin C causes hang nails.
White bands across the nails are caused by protein deficiency.
A lack of sufficient hydrochloric acid can cause splitting nails.
Insufficient intake or vitamin B12 can lead to excessive dryness, very rounded and curved ends and darkening of nails.
Insufficient zinc can cause development of white spots on the nails.
Cuts and cracks in the nails may indicate a need for more liquids.
Red skin around your cuticles can be caused by poor metabolism of essential fatty acids.


Here are the guidelines to follow for improving the health of your nails:


Eat a diet composed of 50% fruit and raw vegetables in order to supply necessary vitamins, minerals and enzymes. Eat foods rich in sulfur and silicon, such as broccoli, fish and onions. Include foods rich in biotin such as soy, brewer’s yeast and whole grains.
Drink plenty of water and other liquids.
You may supplement your diet with royal jelly, spirulina or kelp, which are rich in silica, zinc and B vitamins and help to strengthen your nails.
Drink fresh carrot juice daily, this is high in calcium and phosphorus and is excellent for strengthening nails.

Wednesday, July 12, 2006

What is anthrax?

What is anthrax?
Anthrax is an acute infectious disease caused by the spore-forming bacterium Bacillus anthracis. Anthrax most commonly occurs in wild and domestic lower vertebrates (cattle, sheep, goats, camels, antelopes, and other herbivores), but it can also occur in humans when they are exposed to infected animals or tissue from infected animals.



How common is anthrax and who can get it?

Anthrax is most common in agricultural regions where it occurs in animals. These include South and Central America, Southern and Eastern Europe, Asia, Africa, the Caribbean, and the Middle East. When anthrax affects humans, it is usually due to an occupational exposure to infected animals or their products. Workers who are exposed to dead animals and animal products from other countries where anthrax is more common may become infected with B. anthracis (industrial anthrax). Anthrax in wild livestock has occurred in the United States.



How is anthrax transmitted?
Anthrax infection can occur in three forms: cutaneous (skin), inhalation, and gastrointestinal. B. anthracis spores can live in the soil for many years, and humans can become infected with anthrax by handling products from infected animals or by inhaling anthrax spores from contaminated animal products. Anthrax can also be spread by eating undercooked meat from infected animals. It is rare to find infected animals in the United States.



What are the symptoms of anthrax?

Symptoms of disease vary depending on how the disease was contracted, but symptoms usually occur within 7 days.

Cutaneous: Most (about 95%) anthrax infections occur when the bacterium enters a cut or abrasion on the skin, such as when handling contaminated wool, hides, leather or hair products (especially goat hair) of infected animals. Skin infection begins as a raised itchy bump that resembles an insect bite but within 1-2 days develops into a vesicle and then a painless ulcer, usually 1-3 cm in diameter, with a characteristic black necrotic (dying) area in the center. Lymph glands in the adjacent area may swell. About 20% of untreated cases of cutaneous anthrax will result in death. Deaths are rare with appropriate antimicrobial therapy.

inhalation: Initial symptoms may resemble a common cold. After several days, the symptoms may progress to severe breathing problems and shock. inhalation anthrax is usually fatal.

Intestinal: The intestinal disease form of anthrax may follow the consumption of contaminated meat and is characterized by an acute inflammation of the intestinal tract. Initial signs of nausea, loss of appetite, vomiting, fever are followed by abdominal pain, vomiting of blood, and severe diarrhea. Intestinal anthrax results in death in 25% to 60% of cases.



Where is anthrax usually found?

Anthrax can be found globally. It is more common in developing countries or countries without veterinary public health programs. Certain regions of the world (South and Central America, Southern and Eastern Europe, Asia, Africa, the Caribbean, and the Middle East) report more anthrax in animals than others.

Can anthrax be spread from person-to-person?

Anthrax is not known to spread from one person to another person. Communicability is not a concern in managing or visiting with patients with inhalation anthrax.



Is there a way to prevent infection?


In countries where anthrax is common and vaccination levels of animal herds are low, humans should avoid contact with livestock and animal products and avoid eating meat that has not been properly slaughtered and cooked. Also, an anthrax vaccine has been licensed for use in humans. The vaccine is reported to be 93% effective in protecting against anthrax.

What is the anthrax vaccine?

The anthrax vaccine is manufactured and distributed by BioPort, Corporation, Lansing, Michigan. The vaccine is a cell-free filtrate vaccine, which means it contains no dead or live bacteria in the preparation. The final product contains no more than 2.4 mg of aluminum hydroxide as adjuvant. Anthrax vaccines intended for animals should not be used in humans.



Who should get vaccinated against anthrax?

The Advisory Committee on Immunization Practices has recommended anthrax vaccination for the following groups:

Persons who work directly with the organism in the laboratory
Persons who work with imported animal hides or furs in areas where standards are insufficient to prevent exposure to anthrax spores.
Persons who handle potentially infected animal products in high-incidence areas. (Incidence is low in the United States, but veterinarians who travel to work in other countries where incidence is higher should consider being vaccinated.)
Military personnel deployed to areas with high risk for exposure to the organism (as when it is used as a biological warfare weapon).


Pregnant women should be vaccinated only if absolutely necessary.



What is the protocol for anthrax vaccination?

The immunization consists of three subcutaneous injections given 2 weeks apart followed by three additional subcutaneous injections given at 6, 12, and 18 months. Annual booster injections of the vaccine are recommended thereafter.

Are there adverse reactions to the anthrax vaccine?


Mild local reactions occur in 30% of recipients and consist of slight tenderness and redness at the injection site. Severe local reactions are infrequent and consist of extensive swelling of the forearm in addition to the local reaction. Systemic reactions occur in fewer than 0.2% of recipients.

How is anthrax diagnosed?

Anthrax is diagnosed by isolating B. anthracis from the blood, skin lesions, or respiratory secretions or by measuring specific antibodies in the blood of persons with suspected cases.

Is there a treatment for anthrax?

Doctors can prescribe effective antibiotics. To be effective, treatment should be initiated early. If left untreated, the disease can be fatal

Monday, July 10, 2006

What Is Toxic Shock Syndrome?

If you're a girl who's had her period, you may have heard frightening stories about toxic shock syndrome (TSS), a serious illness originally linked to the use of tampons. But TSS isn't strictly related to tampons. The contraceptive sponge and the diaphragm, two types of birth control methods, have been linked to TSS. And, very rarely, the infection has occurred as a result of wounds or surgery, where the skin has been broken, allowing bacteria to enter.

Toxic shock syndrome can happen to anyone - men, women, and children. Although it can be serious, it's a very rare illness. If you're concerned about toxic shock syndrome, the smartest thing you can do is to read and learn about it, then take some precautions.

What Is Toxic Shock Syndrome?
TSS is a systemic illness, which means that it affects the whole body. It can be caused by one of two different types of bacteria, Staphylococcus aureus and Streptococcus pyogenes - although toxic shock that is caused by the Streptococcus bacteria is rarer. These bacteria can produce toxins - proteins that act as poisons. In some people whose bodies can't fight these toxins, the immune system reacts. This reaction causes the symptoms associated with TSS.

When people think of TSS, they often think of tampon use because the earliest cases of the illness, back in the late 1970s, were related to superabsorbent tampons. Research led to better tampons and better habits for using them - such as changing tampons more often. The number of TSS cases dropped dramatically. Today about half of all TSS cases are linked to menstruation.

Aside from tampon use, TSS has been linked to skin infections that are typically minor and are often associated with the rash of chicken pox. TSS has also been reported following surgical procedures, abortions, giving birth, and prolonged use of nasal packing for nosebleeds - although all of these are rare.

What Are the Signs and Symptoms?
Symptoms of TSS occur suddenly. Because it's an illness that is caused by a toxin, many of the body's organ systems are affected. The signs and symptoms of TSS include:

high fever (greater than 102 degrees Fahrenheit [38.8 degrees Celsius])
rapid drop in blood pressure (with lightheadedness or fainting)
sunburn-like rash on the entire body
vomiting and diarrhea
severe muscle aches
bright red coloring of the eyes, throat, and vagina
headache, confusion, and disorientation
kidney and other organ failure
The average time before symptoms appear for TSS is 2 to 3 days after an infection with Staphylococcus or Streptococcus, although this can vary depending on the cause of the infection


Can I Prevent TSS?
The risk of TSS is already low, but you can reduce it still further by simply following some common sense precautions. Make sure you clean and bandage any skin wounds. Change bandages regularly, rather than keeping them on for several days. And be sure to check wounds for signs of infection. If a wound gets red, swollen, or tender, or if you develop a fever, call your doctor right away.

If you're a girl whose period has started, the best way to avoid TSS is to use sanitary napkins instead of tampons. For girls who prefer to use tampons, select the ones with the lowest absorbency that can handle your menstrual flow and change them frequently. You can also alternate the use of tampons with sanitary napkins. If you've already had an episode of TSS or have been infected with S. aureus, don't use tampons or contraceptive devices that have been associated with TSS (such as diaphragms and contraceptive sponges).

What Do Doctors Do?
TSS is a medical emergency. If you think you or someone you know may have TSS, call a doctor right away. Depending on the symptoms, a doctor may see you in the office or refer you to a hospital emergency department for immediate evaluation and testing.

If doctors suspect TSS, they will likely start intravenous (IV) fluids and antibiotics as soon as possible. They may get a sample for culture from the suspected site of the infection, such as the skin, nose, or vagina, and may also get a blood culture. Other blood tests can help monitor how various organs like the kidneys are working and check for other diseases that may be causing the symptoms.

Tampons or contraceptive devices should be removed, wounds should be cleaned and, if there is a pocket of infection (called an abscess), a doctor may need to drain pus from the infected area. People with TSS typically need to stay in the hospital, often in the intensive care unit, for several days to closely monitor blood pressure, respiratory status, and to look for signs of other problems, such as organ damage.

TSS is a very rare illness that's usually not fatal if recognized and treated promptly.

What's the right weight for my height?"

What's the right weight for my height?" is one of the most common questions girls and guys have. It seems like a simple question. But, for teens, it's not always an easy one to answer. Why not? People have different body types, so there's no single number that's the right weight for everyone. Even among people who are the same height and age, some are more muscular or more developed than others. That's because not all teens have the same body type or develop at the same time.

It is possible to find out if you are in a healthy weight range for your height, though - it just takes a little effort. Read on to discover how this works. You'll also be able to put your measurements into our calculator and get an idea of how you are doing.

Growth and Puberty
Not everyone grows and develops on the same schedule, but teens do go through a period of faster growth. During puberty, the body begins making hormones that spark physical changes like faster muscle growth (particularly in guys) and spurts in height and weight gain in both guys and girls. Once these changes start, they continue for several years. The average person can expect to grow as much as 10 inches (25 centimeters) during puberty before he or she reaches full adult height.

Most guys and girls gain weight more rapidly during this time as the amounts of muscle, fat, and bone in their bodies changes. All that new weight gain can be perfectly fine - as long as body fat, muscle, and bone are in the right proportion. Because some kids start developing as early as age 8 and some not until age 14 or so, it can be normal for two people who are the same height and age to have very different weights.


It can feel quite strange adjusting to suddenly feeling heavier or taller. So it's perfectly normal to feel self-conscious about weight during adolescence - a lot of people do.

Figuring Out Fat Using BMI
Experts have developed a way to help figure out if a person is in the healthy weight range for his or her height. It's called the body mass index, or BMI. BMI is a formula that doctors use to estimate how much body fat a person has based on his or her weight and height.

The BMI formula uses height and weight measurements to calculate a BMI number. This number is then plotted on a chart, which tells a person whether he or she is underweight, average weight, at risk of becoming overweight, or overweight.

Figuring out the body mass index is a little more complicated for teens than it is for adults (that puberty thing again). BMI charts for teens use percentile lines to help individuals compare their BMIs to those of a very large group of people the same age and gender. There are different BMI charts for guys and girls under the age of 20.

A person's BMI number is plotted on the chart for their age and gender. Each BMI chart has eight percentile lines for 5th, 10th, 25th, 50th, 75th, 85th, 90th, and 95th percentiles. A teen whose BMI is at the 50th percentile is close to the average of the age group. A teen above the 95th percentile is considered overweight because 95% of the age group has a BMI less than he or she does. A teen below the 5th percentile is considered underweight because 95% of the age group has a higher BMI.

To figure out your BMI, use the tool below. Before you start, you'll need an accurate height and weight measurement. Bathroom scales and tape measures aren't always precise. So the best way to get accurate measurements is by being weighed and measured at your doctor's office or school



What Does BMI Tell Us?
Although you can calculate BMI on your own, it's a good idea to ask your doctor, school nurse, or fitness counselor to help you figure out what it means. That's because a doctor can do more than just use BMI to assess a person's current weight. He or she can take into account where a girl or guy is during puberty and use BMI results from past years to track whether that person may be at risk for becoming overweight. Spotting this risk early on can be helpful because the person can then make changes in diet and exercise before he or she goes on to develop a weight problem.

People don't like looking overweight, but weight problems get more serious than just how a person looks. People who are overweight as teens increase their risk of developing health problems, such as diabetes and high blood pressure. Being overweight as a teen also makes a person more likely to be overweight as an adult. And adults who are overweight may develop other serious health conditions, such as heart disease.

Although BMI can be a good indicator of a person's body fat, it doesn't always tell the full story. Someone can have a high BMI because he or she has a large frame or a lot of muscle (like a bodybuilder or athlete) instead of excess fat. Likewise, a small person with a small frame may have a normal BMI but could still have too much body fat. These are other good reasons to talk about your BMI with your doctor.

How Can I Be Sure I'm Not Overweight or Underweight?
If you think you've gained too much weight or are too skinny, a doctor should help you decide whether it's normal for you or whether you really have a weight problem. Your doctor has measured your height and weight over time and knows whether you're growing normally.

If your doctor has a concern about your height, weight, or BMI, he or she may ask questions about your health, physical activity and eating habits. Your doctor may also ask about your family background to find out if you've inherited traits that might make you taller, shorter, or a late bloomer (a person who develops later than other people the same age). The doctor can then put all this information together to decide whether you might have a weight or growth problem.

If your doctor thinks your weight isn't in a healthy range, you will probably get specific dietary and exercise recommendations based on your individual needs. Following a doctor's or dietitian's plan that's designed especially for you will work way better than following fad diets. For teens, fad diets or starvation plans can actually slow down growth and sexual development, and the weight loss usually doesn't last.

What if you're worried about being too skinny? Most teens who weigh less than other teens their age are just fine. They may be going through puberty on a different schedule than some of their peers, and their bodies may be growing and changing at a different rate. Most underweight teens catch up in weight as they finish puberty during their later teen years and there's rarely a need to try to gain weight.

In a few cases, teens can be underweight because of a health problem that needs treatment. If you feel tired or ill a lot, or if you have symptoms like a cough, stomachache, diarrhea, or other problems that have lasted for more than a week or 2, be sure to let your parents or your doctor know. Some teens are underweight because of eating disorders, like anorexia or bulimia, that require attention.

Getting Into Your Genes
Heredity plays a role in body shape and what a person weighs. People from different races, ethnic groups, and nationalities tend to have different body fat distribution (meaning they accumulate fat in different parts of their bodies) or body composition (amounts of bone and muscle versus fat). But genes are not destiny. (That may be a relief if you're looking at Aunt Mildred and wondering if you'll end up with her physique!) No matter whose genes you inherit, you can have a healthy body and keep your weight at a level that's normal for you by eating right and being active.

Genes aren't the only things that family members may share. It's also true that unhealthy eating habits can be passed down, too. The eating and exercise habits of people in the same household probably have an even greater effect than genes on a person's risk of becoming overweight. If your family eats a lot of high-fat foods or snacks or doesn't get much exercise, you may tend to do the same. The good news is these habits can be changed for the better. Even simple forms of exercise, such as walking, have huge benefits for a person's health. Click on the "More Articles Like This" tab for some tips on managing weight and staying healthy.

It can be tough dealing with the physical changes our bodies go through during puberty. But at this time, more than any other, it's not a specific number on the scale that's important. It's keeping your body healthy - inside and out.

Thursday, July 06, 2006

What Is Sleepwalking?

Hours after bedtime, do you find your little one wandering the hall looking dazed and confused? If you have a sleepwalking child, you’re not alone. It can be unnerving to see, but sleepwalking is very common in kids and most sleepwalkers only do so occasionally and outgrow it by the teen years. Still, some simple steps can keep your young sleepwalker safe while traipsing about.
What Is Sleepwalking?

Despite its name, sleepwalking (also called somnambulism) actually involves more than just walking. Sleepwalking behaviors can range from harmless (sitting up), to potentially dangerous (wandering outside), to just inappropriate (kids may even open a closet door and urinate inside). No matter what children do during sleepwalking episodes, though, it’s unlikely that they’ll remember ever having done it!

As people sleep, their brains pass through five stages of sleep — 1, 2, 3, 4, and REM (rapid eye movement) sleep. Together, these stages make up a sleep cycle. One complete sleep cycle lasts about 90 to 100 minutes. So a person experiences about four or five sleep cycles during an average night's sleep.

Although it can happen during lighter stages of sleep, sleepwalking often occurs during the deeper sleep of stages 3 and 4. During these stages, it’s more difficult to wake someone up, and when awakened, a person may feel groggy and disoriented for a few minutes.

Children tend to sleepwalk within an hour or two of falling asleep and may walk around for anywhere from 5 to 20 minutes.
What Causes Sleepwalking?

Sleepwalking is far more common in kids than in adults, as most sleepwalkers outgrow it by the early teen years. It may run in families, so if you or your partner are or were sleepwalkers, your child may be too. Other factors that may bring on a sleepwalking episode include:

* lack of sleep or fatigue
* interrupted sleep
* illness or fever
* certain medications
* stress (sleepwalking is rarely caused by an underlying emotional or psychological problem)

Symptoms Associated With Sleepwalking

Of course, getting out of bed and walking around while still sleeping is the most obvious sign. But young sleepwalkers may also:

* sleep talk
* be hard to wake up
* seem dazed
* be clumsy
* not respond when spoken to
* sit up in bed and go through repeated motions, such as rubbing their eyes or fussing with their pajamas

Also, sleepwalkers' eyes are open, but they don't see the same way they do when they're awake and they often think they're in different rooms of the house or different places altogether.

Sometimes, these other conditions may accompany sleepwalking:

* sleep apnea (brief pauses in breathing while sleeping)
* bedwetting (enuresis)
* night terrors

Is Sleepwalking Harmful?

Most sleepwalkers don't sleepwalk often, so it's not usually a serious problem. However, sleepwalking episodes can be hazardous when they’re frequent or intense. Why? Because a sleepwalking child isn’t awake and may not realize what he or she is doing, such as walking down stairs or opening windows.

Sleepwalking is not usually a sign that something is emotionally or psychologically wrong with a child. And it doesn’t cause any emotional harm. Sleepwalkers tend to go back to bed on their own and probably won’t even remember the nighttime stroll.
What Can I Do to Keep My Child Safe?

Although sleepwalking isn’t dangerous by itself, it’s important to take precautions so that your sleepwalking child is less likely to fall down, run into something, walk out the front door, or drive (if your teen is a sleepwalker).

These simple steps can help keep your young sleepwalker out of harm’s way:

* Don't awaken your sleepwalker because this might scare your child. Instead, gently guide him or her back to bed.
* Lock the windows and doors, not just in your child’s bedroom but throughout your home, in case your young sleepwalker decides to wander. You may consider extra locks or child safety locks on doors. Keys should be kept out of reach for kids who are old enough to drive.
* To prevent falls, don’t let your sleepwalker sleep in a bunk bed.
* Remove sharp or breakable things from around your child’s bed.
* Keep dangerous objects out of reach.
* Remove obstacles from your child’s room and throughout your home to prevent a stumble. Especially eliminate clutter on the floor (i.e., in your child’s bedroom or playroom).
* Install safety gates outside your child’s room and/or at the top of any stairs.

What Else Can I Do to Help My Child?

Unless the episodes are very regular or your child is repeatedly engaging in dangerous sleepwalking behaviors, there’s no reason to treat sleepwalking. But if the sleepwalking is frequent or your child hasn’t outgrown it by the early teen years, talk to your child’s doctor.

For kids who sleepwalk often, doctors may recommend a treatment called scheduled awakening. This disrupts the sleep cycle enough to help stop sleepwalking. In rare cases, a doctor may prescribe medication to help a child sleep.

Other things you can do to help minimize your child’s sleepwalking episodes:

* Have your child relax at bedtime by listening to soft music or relaxation tapes.
* Establish a regular sleep and nap schedule and stick to it — both nighttime and wake-up time.
* Make your child’s bedtime earlier. This can improve excessive sleepiness.
* Don’t let your child drink a lot in the evening and be sure your child goes to the bathroom before going to bed. (A full bladder can contribute to sleepwalking.)
* Avoid caffeine near bedtime.
* Make sure your child’s bedroom is quiet, cozy, and conducive to sleeping. Keep noise to a minimum while your child is trying to sleep (at bedtime and naptime).

The next time your child is wandering about in the middle of the night, don’t panic. Simply maneuver your child back to the safety and comfort of his or her bed. Then you can both probably have a good laugh about it in the morning.


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